Asset-Based Investment and Commercial Property Mortgage Programs

Our residential investment and commercial property mortgage programs are designed for investors who don’t qualify for traditional bank loans.

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Commercial

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Investor 1-4

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Multi-Family

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Mixed-Use

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FlexPerm Loan

Uncomplicated and flexible with longer terms.

With flexible underwriting and longer terms, our FlexPerm Loan is designed for investors seeking a simple financing solution for purchase or refinance, along with the flexibility to remain in the loan for up to 30 years.

Key Features

  • Great for qualifying W-2 and self-employed investors.
  • Based on property value, not personal income.
  • Best alternative to hard money loans.
  • Available as a 3-year-fixed or 8-year-fixed loan, each amortized over 30 years.

Property Types

Investor 1-4 (SFR, Condo, and 2-4 Units), Multi-Family (5+ Units), Mixed-Use, and Commercial (Office, Retail, Warehouse, Self-Storage and Automotive)

ARV Pro Loan

A short term “fix-and-flip” solution

Our ARV Pro Loan is the best short-term solution for acquiring and improving property value. It’s designed for “fix-and-flip” investors seeking a short-term, interest-only solution that’s based on the property’s “as repaired value” (ARV).

Key Features

  • Allows borrowers to finance improvements.
  • Great for borrowers who need a quick close.
  • An interest-only 1-year term provides lower monthly payments.
  • A higher LTV than hard money lenders.

Property Types

Investor 1-4 (SFR, Condo, and 2-4 Units)

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Credit QuickFix Loan

A higher LTV alternative to hard money.

With its higher LTV ratio, our Credit QuickFix Loan is designed for investors with credit issues seeking an interest-only, short-term loan as an alternative to hard money financing.

Key Features

  • A higher LTV than hard money options.
  • Great for borrowers who need a quick close.
  • An interest-only 1-year term provides lower monthly payments.
  • Perfect for acquiring or leveraging real estate with deferred maintenance.

Property Types

Investor 1-4 (SFR, Condo, and 2-4 Units)

Fast 50 Loan

A low LTV loan with easy credit requirements.

Our Fast50 Loan is designed for investors with credit issues seeking an interest-only, short-term loan as an alternative to hard money financing.

Key Features

  • Great for borrowers with a recent bankruptcy or notice of default.
  • No seasoning of ownership required.
  • Improved pricing compared to our FlexPerm program.
  • Derogatory mortgage history is okay.

Property Types

Investor 1-4 (Condo, and 2-4 Units), Multi-Family (5+ Units), Mixed-Use, and Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

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For More Info Please Contact

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New York Location

(212) 564-1257

40 Wall St, Floor 28, New York, NY 10005

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Miami Location

(305) 961-1177

1200 Brickell Ave. #1950, Miami, FL 33131

Contact Us